All award and bonus programs are subject to participation eligibility requirements, the full conditions of which are available upon request. This is not a contract or offer of contract and contains a general description of various programs which may be offered through American National. Each program is subject to the terms and conditions of that respective program. American National reserves the right to discontinue, replace or modify these programs at any time. Agency Interns receive paid training through KellyOCG ®, a third-party company, unaffiliated with American National. Completion of the Agency Internship does not guarantee an offer to become a contracted agent. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York and Farm Family Life Insurance Company, (Glenmont, N.Y.), a subsidiary of American National. Property and casualty insurance may be underwritten by American National Property And Casualty Company and subsidiaries, Springfield, Missouri, or Farm Family Casualty Insurance Company, and United Farm Family Insurance Company, Glenmont, New York. All variable products involve investment risk, are subject to market fluctuations and the possible loss of principal. Variable products are distributed through ANICO Financial Services, Inc. (ANFS) located at One Moody Plaza, Galveston, Texas 77550 and sold through unaffiliated broker-dealers. ANFS is a wholly owned subsidiary of American National Insurance Company. Variable products are offered by prospectus only. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies. Not all products and services are available in all states.
